【Semi-Private room medical coverage in Asia】Apply WeHealth Prestige to get 6 months premium rebate! Click here
【Semi-Private room medical coverage in Asia】Apply WeHealth Prestige to get 6 months premium rebate! Click here
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* Sun Life MPF Master Trust has been merged into Sun Life Rainbow MPF Scheme from 30 August 2023
# Sun Life MPF Basic Scheme and Sun Life MPF Comprehensive Scheme have been merged into Sun Life Rainbow MPF Scheme from 29 November 2023
SunGift Global is a participating insurance plan. It is a powerful legacy planning tool that helps to preserve your wealth through investment opportunities with high Environmental, Social, and Governance (ESG) quality. You can easily take out this plan without the need to provide any medical information, up to a certain Notional Amount (which is equivalent to total annual premiums) subject to our then current administrative rules.
You should consider this plan if you want flexible options for passing your wealth to future generations for legacy planning.
1. Long-term savings and growth potential Enjoy Guaranteed Cash Value and non-guaranteed bonuses |
2. Currency change1 between 4 policy currencies Freely change your policy currency and accumulate wealth in United States Dollar (USD), Canadian Dollar (CAD), British Pound Sterling (GBP), or Renminbi (RMB) |
3. Premium relief features Ease your financial burdens during challenging periods by deferring or waiving future premiums if mishap happens |
4. Mental incapacity safety net2 Appoint a family member to file a claim for you in case you are unable to |
5. Access your withdrawals overseas Easily transfer to overseas bank accounts with the Overseas Transfer Service3 |
6. Extra support in case of an accident Protecting you against major accident with a boost in benefit amount |
7. Lock-in your policy values4 Enjoy greater certainty over potential gains |
8. Flexible ways for legacy planning5 Change the insured, or swap between a Single Life or Joint Life policy |
9. Hassle-free inheritance allocation Continued wealth accumulation and last through the generations |
10. 6 Death Benefit Settlement Options Choose the best option for each beneficiary |
11. Protection for your policy Designate a Contingent Policy Owner6 to ensure your policy endures |
E | S | G |
refers to Environmental, which covers areas such as climate change, resource scarcity and environmental pollution. |
refers to Social, which focuses on topics like labour issues, public health and cyber security. |
refers to Governance, which is about factors such as board diversity, structure and company policies. |
Broadly speaking, ESG is a tool used to analyze the sustainability of a company. You can expect a more sustainable return and lower risk from companies with outstanding ESG quality. Such companies may be exposed to a lower potential risk from incidents such as worker strikes, litigation and negative publicity, which may result in lower future returns. As such, monitoring the ESG quality of an investment may led to better risk-adjusted returns. ESG qualities can be regarded as intangible assets of a responsible company, and are an an important indicator of our commitment to sustainable development.
From now to June 30, 2024
If you successfully apply for SunGift Global with designated AFYP requirement, you will be entitled up to 65% premium rebate on AFYP!
The offer is subject to terms and conditions. Details please download and refer to the promotion leaflet.
From now to June 30, 2024
Upon successful application to SunJoy / SunGift / SunJoy Global / SunGift Global, you, the insured and his/her immediate family members can enjoy Free Medical Services including:
The offer is subject to terms and conditions. Details please download and refer to the promotion leaflet.
The above information is a product summary only, please contact your Advisor for details. Please refer to the product brochure and sample Policy Document for details including definitions and full terms and conditions including product risks. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.
*Terms and conditions apply. Click here to learn more.